Offers over 30 coverages important to dealers like Employee Tools, Employee Dishonesty, Glass, Personal Property of Others, and Signs.
Motorcycle and Powersports Dealers
We insure franchised dealerships that sell motorcycles and vehicles such as ATVs, UTVs, and side-by-sides - and we've been doing that for decades. In addition to offering coverages such as Building, Contents, Garage, and Umbrella, we have specialty coverages your dealership may need.
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This includes:
- Federal Odometer Statute
- Title Errors and Omissions
- Prior Damage Disclosure Errors and Omissions
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Provides over a dozen coverages, including:
- Hired Vehicle Physical Damage
- Malfunction Extension for Airbags
- Employees as Insureds
- No Deductible for Glass Repair
- And more!
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Adds coverage for Defective Products and Defective Work Performed on the Garage Policy.
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Adds protection to Garagekeepers for customers' personal property in the customers' cars while in for service.
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Provides comprehensive and collision coverage for vehicles left in the dealership's care, as well as fire, theft, vandalism and more.
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Covers sound receiving and transmitting equipment under Garagekeepers.
Your independent agent can help you determine which of our many specialized coverage options work best for your business.
Optional Coverages:
Why Utica National?
We have a dedicated Dealers Insurance Division team, and we know your business!
Utica National is rated "A" by AM Best* and has specialized in auto dealerships for decades.
We can tailor a program to fit any dealership's needs, no matter the size of your operation, including integrated claims and risk management plans.
Right Pay, our pay-as-you-go billing option for Workers' Compensation, is a great way for you to manage seasonal payroll by giving you flexibility to pay a portion of your annual premium each payroll period.
Claims Help When You Need It Most
We're at our best when you need us most. Our Claims team is ready to help 24/7/365.
Our Risk Management Programs Help Prevent Losses Before They Happen
Our Risk Management team works with you to help prevent losses, which helps you maintain business as usual at your dealership. These services are automatically included in your insurance program.
We'll work with your independent agent to design a program to help protect your dealership.
Don't have an independent agent? Click the link below to visit our website to learn more about us and find an agent near you.
*For the latest rating, visit www.ambest.com.
This summary represents an outline of coverage available from the companies of the Utica National Insurance Group (Utica Mutual Insurance Company, its affiliates and subsidiaries, New Hartford, New York 13413). No coverage is provided by this summary. All coverages are individually underwritten. Coverage availability, terms, and conditions are dictated by the policy and may vary by state. In the event of a loss, the terms of the policy issued will determine the coverage provided. For questions on coverages, contact your independent agent.