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Let’s Talk About Middle Market
We want to partner with you on your Middle Market business.
Some of you might think of us only for our specialty classes, but we write more than you think!
While we have specialty products, we’re not a specialty company – we want a broad mix of high-quality commercial business, including:
Contracting | Manufacturing |
Retail | Wholesale | Services |
Schools | Franchised Auto Dealers
Contracting
- Carpentry
- Commercial Janitorial
- Concrete Work
- Drywall
- Electrical
- Excavation & Grading
- Flooring
- Glass and Glazing (<5 stories)
- Landscaping/Not Yards
- Masonry
- Painting
- Septic Tank
- Sheet Metal
- Tile Work
Manufacturing
- Apparel
- Architectural Metal Manufacturing
- Barrel & Drum Manufacturing
- Beverage
- Brick & Paver Manufacturing
- Electronic Components
- Fabricated Pipe & Fittings
- Food Products
- Glass Manufacturing
- Ice Manufacturing/Distribution
- Lighting Equipment
- Metal Stamping
- Millwork
- Plastic & Rubber Products
- Plastics Plumbing
- Plumbing Fixtures & Trim
- Prefab Metal Buildings
- Sheet Metal Duct Work
- Sign Manufacturing
- Sign Manufacturing and Installation
- Soap & Detergent
- Steel Wire Manufacturing
- Steel/Electrical Wire
- Wood Furniture
- Wood Products (Not Lumber)
Retail
- Restaurants (Non-franchise, QSR)
- Appliance Stores
- Auto Parts
- Auto Parts/Supply
- Beverage Stores
- Breweries/Brew Pubs
- Building Supply
- Clothing Stores
- Drug Stores (Including compounding)
- Floor Covering
- Furniture Stores
- General Retail
- Grocery
- Hardware Stores
- Landscape Nurseries
Services
- Auto Service & Repair
- Alarm, Camera, Security (Non-monitoring)
- Auto Body Shop
- Document Shredding
- Electrical Repair
- Funeral Homes
- Graphic Arts/Printing
- Insurance Agents
- Professional Services
- Septic/Portable Toilets
Franchised Auto Dealers
- Dealers with Active Franchise Agreements
- Demo Use is Limited to Key Employees and Family Members
- Body Shops with Prefabricated, UL-Approved Paint Booths
- Loaner Program Must be Well Controlled
- Vehicle Rental/Leasing is Only Acceptable if Done Through a Third-Party (e.g., Hertz, Avis, etc.)
- Vehicle Modification is Unacceptable
- Dealer’s Physical Damage/Open Lot Coverage is Not Available for Franchised Auto Dealers’ Classes
- High-End or Performance-Vehicle Franchises Are Not Accepted
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Utica Mutual Insurance Company, its affiliates and subsidiaries, 180 Genesee St., New Hartford, NY 13413