Perfluoroalkyl and polyfluoroalkyl substances (PFAS), known as “forever chemicals,” are man-made compounds found in everyday items like nonstick cookware, waterproof fabrics, food packaging, and firefighting foam. Their durability makes them useful, but also hazardous, as they're nearly impossible to destroy.
Why are PFAS dangerous?
According to the U.S. Environmental Protection Agency (EPA), PFAS exposure has been linked to serious health issues, including cancer, liver damage, immune suppression, and hormonal disruptions. These chemicals contaminate drinking water, soil, and food, creating long-term risks for individuals and businesses alike.
What’s at stake?
PFAS contamination can lead to:
- Environmental Liability – PFAS can be found in the blood of people and animals and are present at low levels in a variety of food products and in the environment.
- Higher Health Risks – Current scientific research suggests that exposure to certain PFAS may lead to adverse health outcomes. However, the EPA notes that research is ongoing to determine specific health risks.
- Homeowners’ Risks – Water contamination can result in costly filtration needs and legal battles.
How to protect yourself:
- Check your water – If you’re in a high-risk area, use a reverse-osmosis or activated-carbon filter.
- Avoid PFAS products – Choose stainless steel cookware, uncoated food packaging, and avoid clothing labeled water, grease, or stain-resistant, which likely harbor PFAS.
- Stay informed – Monitor changes in regulations and ensure compliance, especially if you own a business.
PFAS pose long-term health and financial risks. Taking steps to limit your exposure can help protect you and your health. To learn more about these “forever chemicals,” visit the U.S. Environmental Protection Agency.
Source(s) used in this article:
U.S. Environmental Protection Agency: “PFAS Explained” https://www.epa.gov/pfas/pfas-explained. Accessed 7 March, 2025.This information and any attachments or links are provided solely as an insurance risk management tool. They are derived from information believed to be accurate. Utica Mutual Insurance Company and the other member insurance companies of the Utica National Insurance Group (“Utica National”) are not providing legal advice or any other professional services. Utica National shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of the information provided. You are encouraged to consult an attorney or other professional for advice on these issues.