If your home is in the path of a hurricane or major storm, there are some simple things you can do that could help lessen the damage if you have time and it will not put you or your family in danger.
- Secure any parts of a fence that appear weakened or loose.
- Trim trees and shrubbery away from structures, and remove any sections of trees that may easily break and fall onto structures.
- Move lawn furniture, toys, potted plants, garden tools, and other yard objects inside.
- Protect glass from flying objects. Attach shutters or use plywood panels to cover windows before the storm is expected to hit your area.
- Use silicone caulk to seal any cracks, gaps, or holes outside where water could get in. Especially look at openings where cables and pipes enter the house.
- Place appliances that are on the ground floor on masonry blocks or concrete, including stoves, washers, and dryers, to ensure they are protected from water.
- Roll up area rugs and get them off the floor to reduce the chances that they will become wet and grow mold or mildew.
- Put fresh batteries in the sump pump, if you have a sump pump.
- Shut off the electrical service at the main breaker if the electrical system and outlets could possibly be under water, if it is safe to do so.
- Put together a disaster supplies kit that includes water, food, a first aid kit, a whistle, a dust mask, and necessary medicines, as well as supplies for your pets including food, dishes, and a leash.
Remember, always heed any evacuation orders from local emergency officials, and do not walk, swim, or drive through flood waters.
Sources:
Ready. Hurricanes. https://www.ready.gov/thunderstorms-lightning. Accessed 16 Mar. 2026.
Ready. Thunderstorms & Lightning. https://www.ready.gov/hurricanes. Accessed 16 Mar. 2026.
This information and any attachments or links are provided solely as an insurance risk management tool. They are derived from information believed to be accurate. Utica Mutual Insurance Company and the other member insurance companies of the Utica National Insurance Group (“Utica National”) are not providing legal advice or any other professional services. Utica National shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of the information provided. You are encouraged to consult an attorney or other professional for advice on these issues.
Utica National may link to websites operated by other entities within this site. Utica National makes no representations, and disclaims all liability, as to the content or material available at those locations, the accuracy of information, and the quality of products or services provided or advertised on linked websites. By clicking into a linked website, you will leave this site, and you may be subject to the terms and conditions governing the use of such third-party websites. Clicking on any link to a third-party website is done solely at your own risk, and it is your responsibility to take all protective measures to guard against viruses or other destructive elements that may arise or result from the use of any third-party website.