Spring Cleaning: Don’t Forget About Your Insurance Policies!

Spring is the perfect time to declutter your home, but what about your insurance policies? Just like that overstuffed closet, your insurance coverage can become outdated or no longer fit your needs. Take a little time to review and refresh your policies with your independent insurance agent.

What to check during your insurance spring cleaning:

1. Home & Auto Coverage: Have you renovated your home, bought new “big ticket” items, or changed vehicles? Make sure your coverage reflects these updates.
   
   
2. Life Insurance Needs: Have you had a major life event such as a marriage, new child, or career change? Update your policy so it aligns with your current situation.
   
   
3. Health & Disability Insurance: Check if your policy still meets your medical and financial needs, especially if your job or health situation changed.
   
   
4. Deductibles & Premiums: Are you paying for coverage you no longer need, or could adjusting your deductible save you money?
   
   
5. Beneficiaries & Contact Information: Ensure all details are up to date so that your policies serve their intended purpose when needed.

Time for a policy refresh? Spring is all about renewal. Take this opportunity to meet with your insurance agent and make any necessary updates.

This information and any attachments or links are provided solely as an insurance risk management tool. They are derived from information believed to be accurate. Utica Mutual Insurance Company and the other member insurance companies of the Utica National Insurance Group (“Utica National”) are not providing legal advice or any other professional services. Utica National shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of the information provided. You are encouraged to consult an attorney or other professional for advice on these issues.