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Survival Guide for Parents with Teen Drivers

dad with teenaged driver

For many households, a teenager getting their license is a big milestone, and one that can be overwhelming for parents. Parents play a crucial role in teen driver safety, and setting boundaries and establishing firm expectations before your teen hits the road is a good way to help them, and other drivers, stay safe. Consider these tips for managing a teen driver in your family.

  1. Practice, practice, practice! Once your teen gets their learner’s permit, make sure an experienced driver dedicates a significant amount of time to practice driving with them. It’s important to start slow, in parking lots and neighborhood streets, then advance gradually to main roads and highways. This will help your teen be as prepared as possible for unpredictable situations on the road.

  2. Establish ground rules. Develop a firm set of rules and expectations to avoid conflict and help prevent accidents. Be sure you have reviewed the most recent driving laws that apply in your area. Consider setting a curfew, limiting the number of friends that can be in the car, absolutely no texting and driving, and having to ask permission before they grab the keys.

  3. Prepare for emergency. Make sure your vehicles are equipped with an emergency kit, and that your drivers know how to use it. Some important items to have on hand include jumper cables, a first-aid kit, flashlight and batteries, and water. In case the worst happens, your drivers will be prepared with some resources on hand.

  4. Update your insurance. Whether you decide to add your teen to your existing insurance policy, or establish a new one for them, this is a crucial step to take before they hit the road. Be sure to talk to your insurance agent about all your options, and to guarantee your family will be covered in case of an accident.

  5. Make sure your vehicle is road ready. As an experienced driver, you know a lot more than your teen about vehicles and what they need to run smoothly, so make sure you walk them through the important steps. Regular vehicle maintenance and inspection can be a vital component for safety on the roads.

Decrease your teenager’s risk of getting into an accident by practicing driving, being involved, and setting clear boundaries. Raising a teen driver is a two-way street, and having parents involved really does make a difference. Good luck, and safe driving.

This information is provided solely as an insurance risk management tool. It is provided with the understanding that the member insurance companies of the Utica National Insurance Group are not providing legal advice, or any other professional services or advice. Utica shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of this information. You are encouraged to consult an attorney or other professional for advice on these issues.

Utica National Personal Lines Team

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